ACHPay is an international payment services provider that offer ACH processing technologies and solutions.
We work directly with ODFI’s based within the US and US territories to offer full-service ACH processing services to US-based merchants in a variety of industries and sectors.
In addition to our ACH processing solution, we have strategic alliances with numerous iPSP operators throughout the world, which allow us to offer integration of merchants worldwide, across a number of different payment solutions, via a single API integration.
Credit/Debit Card Acquiring
We have offered a range of payment services and solutions since its establishment, notably credit/debit card acquiring. We have a PCI DSS Level 1 compliant payment switch that is connected to multiple processing institutions and acquiring banks throughout Australasia, Asia, Africa, China and Europe, providing web merchants with online payment options that include MasterCard, Visa and China UnionPay card payments.
We are a third-party processor that works directly with a number of ODFI’s based in the US and US territories. They currently offer their ACH processing services to US-based merchants across a number of different industries and sectors.
Prepaid Card Issuing
We are also a prepaid program manager for the issuing of prepaid transactional cards. We co-operate with a UK based acquirer, its FCA regulated BIN Sponsor, Visa and Mastercard.
Our IT team specialize in the building and supporting of high-volume, secure transactional processing systems. They also offer consulting and additional technology solutions to a range of clients throughout the payment space.
Our IT team are a strong, multi-disciplined team of system engineers with competencies in Java, Python, PHP and .Net and utilise UNIX /*nix, Microsoft Windows Server, Cisco, Oracle and SQL Server technologies in the systems they develop. All of our transactional systems are PCI DSS Level 1 compliant and use Oracle 10 or 11g in combination with major database technologies, including MS SQL Server, MySQL and PostGresSQL.
We follow an agile development approach to software development with a focus on the scrum project management approach, an approach that ensures the high quality of the systems and software they create. The development team are supported by a team of 10 quality assurance engineers, 3 project managers and a business analyst.